Monthly Archives: May 2018

You can save money on your cable bill if you do not need sports or news channels. For just $16 you can have A&E, Animal Planet, HGTV, Lifetime and Travel Channel. This internet-based TV service will soon become accessible through a wider array of devices. Philo will be compatible with Apple TV and Amazon Fire TV this summer. Philo is compatible with Mac and PC, Apple mobile devices, Android mobile devices, and Roku. Philo has a $16 package for 37 channels and 46 channels for $20 per month.

Read more

The chip on your credit card is the newest technology to prevent fraud. Thieves have found ways to steal your information anyway. One method is to steal the credit card in the mail and replace your chip with a fake one. Then it is too late. Second, scammers use a usb-type devise to capture your information when you use your credit card in the store. The chip leaves behind info that can be used at a later date. The best thing you can do is to read and monitor your credit card statements to alert your credit card company if this happens to you.

http://www.khon2.com/news/local-news/scammers-discovering-ways-to-combat-credit-card-chip-technology/1150592735

Read more

Every state offers at least one 529 plan. These are tax-deferred dollars that anyone can own or contribute to one. The new and improved 529 plan allows parents to use the funds for educational expenses for K-12, junior high, and high school students. If the child never attends college, the funds can be used for the next generation with limits up to $400,000 – $500,000. Most important, 529 plans can be used to accumulate savings for a disabled child without affecting their eligibility for government benefits such as Medicaid and Social Security disability income.

https://www.cbsnews.com/amp/news/529-education-savings-plans-just-got-even-better/

Read more

As we plan to celebrate Mother’s Day in a few weeks…Women contribute to our families and to our world in untold ways…but did you know…Although women often live longer, they typically earn less than men, which can translate to hundreds of thousands of dollars less than their male counterparts over a lifetime. Today, Women represent the largest group with student loan debt. Being a mother and a caregiver often reduces time in the workplace. Divorce can reduce a women’s income up to fifty percent. In some instances, women pay more for their clothing, dry cleaning and health insurance. Learning to budget, prioritize, and save for retirement will enable women to protect themselves and their families.

https://www.cnbc.com/amp/2018/04/30/women-need-to-take-an-active-role-in-their-financial-lives.html

Read more