Paying someone else to do what you can do yourself is often the most expensive part of home repairs and maintenance. Save that money by doing many tasks yourself. In the process, you’ll gain the satisfaction of self-reliance and save money at the same time.
Happy New Year! Like many of us we are thinking about how we will spend our tax refund this year. Many Americans receive thousands of dollars in tax refunds each year. Often the tax refund is spent all at once or little by little until it is all gone. Use the money to pay off a small loan or pay down a loan with a high interest rate. If possible take a portion or the entire refund in an emergency savings account to give you a boost in you savings that adds security to your household.