Monthly Archives: July 2019
One-quarter of the workers employed at companies offering 401(k) plans don’t take advantage of the full company match of the first few percent invested in the plans. That means they are missing out on an average of $1,336 in free money annually.
Non-smokers, exercisers and people who maintain a healthy weight can get as much as a 50 percent savings on life insurance.
A 30-year $300,000 mortgage at 4 percent costs $1,432 a month. But if you pay $716 every two weeks, you can cut interest payments by $34,000 over the life of the loan.
Many states offer property tax breaks for homeowners over 65, including rebates, caps on assessed value, and tax-rate or assessment freezes. New York for example, will lower your property tax by 50 percent if you make $29,000 or less annually. That break could easily save you $7,000 per year.
Having a roommate can save between $500 – $800 in monthly rent, depending on the house’s amenities and the companionship is a nice bonus.
Purchase family-size packages of beef, pork, and chicken, which is generally cheaper per pound than smaller packages, then split them into several meal portions and freeze until ready for use.
Solar panels can produce more electricity than we use, saving on utilities.
Look out for summer concerts or music festivals at country and state fairs a round our region every summer. Sometimes you can get free lawn seats or save with early bird discounts.
MilitaryBenefits.info lists hundreds of companies that offer discounts to Veterans. The discounts range from $500 off an eligible new Ford vehicle to 10 percent off at some Burger King locations.
Many people don’t even know how long they’ve been in credit card debt. Recent research found that 7 percent of credit cardholders don’t remember how many years they’ve been carrying a balance, while more than a year that they’ve done so. Owing large amounts affects your credit utilization ratio. Many other moves can lower your score:
- Paying off an old debt
- Closing a line of credit
- Stick with one type of credit
- Failing to check your credit report
Recent Posts
Recent Comments
- Donna Taylor on Why Do I Need An Emergency Savings Account?
- Donna Taylor on Focus Second on Eliminating High-Interest Debt
- Sharon Thorne on Focus Second on Eliminating High-Interest Debt
- Ricky B. Wamble on Why Do I Need An Emergency Savings Account?
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