Monthly Archives: October 2019

Birthday Presents

Score a free beverage at Starbucks if it’s your special day and you’re a rewards member. Baskin-Robbins doles out a free scoop if you have an account with the ice cream chain.

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Food – Fresh Fruit & Vegetables

Folks 60 and older who have an income under about $23,000 ($23,000 for a two-person household) can get coupons to use at authorized farm stands and farmers markets. At fns.usda.gov, click Programs at the top of the page; then select Senior Farmers’ Market Nutrition Program from the drop-down menu.

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Over the years, you have gotten money advice from various people, from your parents to a certified financial planner (CFP). However, until you implement that advice, it’s hard to know what will work for you. Below, financial experts share 11 tips about the best money advice they’ve received.

1. Live on less than you make
2. Always use cash
3. Take the willpower out of your savings habits by setting up automatic transfer
4. Start saving while you are young
5. Invest 15% of your salary in a simple portfolio
6. Do not increase your spending when you get a raise
7. Look at your credit report and correct errors that may exist
8. Make the most of your credit card points
9. Don’t work for money; let money work for you
10. Save every $5 dollar bill
11. Always save for a rainy day

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