Money is a tool. Period. It isn’t a symbol of anything, unless you place that belief onto it.
It doesn’t matter what anyone else earns or spends.
True wealth is the ability to live aligned with your values, not someone else’s.
Financial security means being able to withstand unexpected setbacks.
If money can fix it, it’s not a real problem.
Happiness is knowing the difference between needs and wants and living it.
I don’t care how warm and fuzzy the TV commercials from financial institutions are; the companies that pay for them have their best interests at heart.
The job of advertising (all advertising) is to convince you to buy what they are selling
Your “number” – that’s the amount of money that will be sufficient to satisfy your goals – is uniquely yours.
Your money history creates your beliefs, behaviors and habits.
Give yourself a money motto – save for a rainy day
Make sure you and your partner are on the same page
Your financial life does not have to be complicated
Avoid hot stock, the hot IPO and the hot fund manager – unless you are prepared to loose
Most people understand less about money and financial issues than you do, even if you don’t think that is true
You biases control your decisions. Just because you believe it doesn’t make it true
Before you sign onto working with any financial advisor, read the fine print, ask questions and get a clear picture of any conflicts of interest
Financial success is not a set-it-and-forget it process. It should not consume your life
Ask yourself what threatens your financial stability. Identify the risks and work like hell to mitigate those risks wherever possible
Your money life doesn’t have to be a source of pain, discomfort and certainly not terrors. Past mistakes are in the past.