If you carry a balance on your credit card, make sure you’re using one of these cards that will charge no interest until 2021.
Now, is the time to transfer credit card balances with high interest rates to zero interest rate cards. This will allow you to pay down your credit card balance without incurring monthly interest rate charges. Taking this action will give you an opportunity to pay your credit card debt faster and make huge strides until 2021. In 2021, once the interest rate begins to be added, and you still have significant credit card debt, you may have to seek another zero interest rate credit card to continue this process. The key is to be diligent and when you can put large sums towards your balance to cut your debt in half or pay it in full. It can be done! Just give it a try!
For more information visit: https://www.cardratings.com/bestcards/0-apr-credit-cards.php
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel, United Methodist Church on the Northern Neck in Montross, VA. Rev. Dr. Taylor promotes best practices for financial literacy and financial empowerment in the church and leads workshops throughout Northern Virginia. Currently, she serves as the Chair of the District Finance Committee. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, VA. Rev. Dr. Donna Taylor is married to Dr. David Taylor, who is also the Director of our church-based free clinic. They have two adult children and three grandchildren. In her leisure time, Rev. Dr. Taylor enjoys traveling, jogging, weightlifting, swimming, yoga, and interior decorating. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.