If you have explored ALL of Your Options and decided to file bankruptcy, you need to know your rights. Understand what you are and aren’t responsible for moving forward. Get everything in writing, search questions that you may have and understand exactly how bankruptcy affects you and your family. If you have to save or borrow (never get a pay day loan) to file Chapter 7 bankruptcy, do your do diligence in this area. Bankruptcy can be a financial relief for you, however if you are encouraged to file Chapter 13, you may be in for a surprise if you are unable to comply with payments and get in deeper financial trouble than you were at first.
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel United Methodist Church (UMC) in Montross, VA. Rev. Dr. Taylor promotes best practices by teaching financial literacy workshops and currently serves as Finance Chair in the Rappahannock River District for the UMC. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.