Use Token to protect yourself against credit card fraud. This free and easy app generates virtual credit card numbers up for your online purchases. What’s a ‘token‘ anyway? Although Token is the name of the app/service, a traditional credit card or payment system “token” is actually a different animal. Tokenization is a method of securely transmitting data behind the scenes, whereas a virtual card number is something a consumer asks for so that s/he ‘real’ credit card number when making an online purchase. But the advantage of the Token service we’re examining here is that it works with any existing accounts you already have. And it’s free to use. (The company earns a percentage of the overall transaction cost, the “interchange fee” associated with all credit card transactions.)
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel, United Methodist Church on the Northern Neck in Montross, VA. Rev. Dr. Taylor promotes best practices for financial literacy and financial empowerment in the church and leads workshops throughout Northern Virginia. Currently, she serves as the Chair of the District Finance Committee. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, VA. Rev. Dr. Donna Taylor is married to Dr. David Taylor, who is also the Director of our church-based free clinic. They have two adult children and three grandchildren. In her leisure time, Rev. Dr. Taylor enjoys traveling, jogging, weightlifting, swimming, yoga, and interior decorating. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.