Become a proactive consumer to get rid of bad marks on your credit report. Get a copy of your credit report and determine if the items listed are accurate. If not, you can contest the item(s) through the credit reporting agency. If the item isn’t confirmed by the credit reporting agency within thirty days the item will be removed. Most items stay on your credit report for as long as seven years or ten years for a bankruptcy. Check all three credit reporting agencies EVERY year. Consider seeking a copy of your credit report for example from Experian in January; Transunion in April, and Equifax in August. Remember to make payments to your creditors every month (in small amounts) if necessary to avoid defaulting on your debt.
https://twocents.lifehacker.com/how-to-get-rid-of-bad-marks-on-your-credit-report-1824298301/amp
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel, United Methodist Church on the Northern Neck in Montross, VA. Rev. Dr. Taylor promotes best practices for financial literacy and financial empowerment in the church and leads workshops throughout Northern Virginia. Currently, she serves as the Chair of the District Finance Committee. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, VA. Rev. Dr. Donna Taylor is married to Dr. David Taylor, who is also the Director of our church-based free clinic. They have two adult children and three grandchildren. In her leisure time, Rev. Dr. Taylor enjoys traveling, jogging, weightlifting, swimming, yoga, and interior decorating. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.