We have been encouraged to freeze our credit reports to prevent credit fraud. However, credit freezes do not always work. We discovered recently that a consumer experienced credit fraud (after freezing their credit) and purchased a mobile phone using their credit data. The mobile phone company sent a credit query to the National Consumer Telecommunications and Utilities Exchange (NCTUE), which monitors mobile phone and utility accounts that are in arrears. Unfortunately, the fraudulent consumer was able to get a phone using someone else’s credit. The NCTUE is a subsidiary of Equifax and we found that you can call 1 866-349-5185 to get a free copy of your NCTUE report or to freeze your account. Visit https://www.nctue.com and check out to see if anyone has fraudulently used your credit information. https://krebsonsecurity.com/2018/05/another-credit-freeze-target-nctue-com/
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel, United Methodist Church on the Northern Neck in Montross, VA. Rev. Dr. Taylor promotes best practices for financial literacy and financial empowerment in the church and leads workshops throughout Northern Virginia. Currently, she serves as the Chair of the District Finance Committee. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, VA. Rev. Dr. Donna Taylor is married to Dr. David Taylor, who is also the Director of our church-based free clinic. They have two adult children and three grandchildren. In her leisure time, Rev. Dr. Taylor enjoys traveling, jogging, weightlifting, swimming, yoga, and interior decorating. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.