The Consumer Financial Protection Bureau will soon allow debt collectors to send emails and text messages 7 days a week. The Trump Administration has rolled back many consumer protections and now supports easy access to your personal data and your social media to collect debts. Once approved, companies will be able to use social media to contact you in the form of text messaging and emails. If you have a highly visible profile on Facebook, Twitter, Instagram etc. companies may use this info to contact or harass you to collect a debt. Legislation passed 40 years ago did not include social media since it did not exist when restrictions were then placed on phone calls at home and at work. New legislation must now address restrictions on social media, but that may be several years down the road.
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel, United Methodist Church on the Northern Neck in Montross, VA. Rev. Dr. Taylor promotes best practices for financial literacy and financial empowerment in the church and leads workshops throughout Northern Virginia. Currently, she serves as the Chair of the District Finance Committee. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, VA. Rev. Dr. Donna Taylor is married to Dr. David Taylor, who is also the Director of our church-based free clinic. They have two adult children and three grandchildren. In her leisure time, Rev. Dr. Taylor enjoys traveling, jogging, weightlifting, swimming, yoga, and interior decorating. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.