Yes, the day has finally arrived and you can freeze your credit a report at Experian, Transunion, and Equifax for FREE! It costs absolutely nothing to freeze your account! You will have to contact each credit reporting agency separately. You will then receive a pin number to unfreeze your account whenever you wish. You can also check and freeze your minor children’s account to ensure they do not become the victim of consumer fraud.
Experian: www.experian.com/freeze/center.html#content-01
TransUnion: www.transunion.com/credit-freeze
Equifax:assets.equifax.com/assets/personal/Minor_Freeze_Request_Form.pdf.
You must also mail supporting documents to verify your and your child’s identities and that you’re the legal guardian of your child. That can include copies of:·
Children who are 16 and 17 must request their own credit freezes online at the three national credit bureaus. In some cases, they may need to mail in copies of a driver’s license or state-issued identification.
https://www.cnbc.com/2018/09/21/credit-freezes-are-now-free-theres-one-case-you-should-do-it.html
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel, United Methodist Church on the Northern Neck in Montross, VA. Rev. Dr. Taylor promotes best practices for financial literacy and financial empowerment in the church and leads workshops throughout Northern Virginia. Currently, she serves as the Chair of the District Finance Committee. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, VA. Rev. Dr. Donna Taylor is married to Dr. David Taylor, who is also the Director of our church-based free clinic. They have two adult children and three grandchildren. In her leisure time, Rev. Dr. Taylor enjoys traveling, jogging, weightlifting, swimming, yoga, and interior decorating. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.