Do you have enough or too much insurance coverage? Contact your insurance carrier to have an assessment of your current insurance needs. Also, you can get price quotes from several insurance companies to compare coverage and prices. Comparing prices every few years can help you save money and make the necessary adjustments. If you have a new addition to the family, or a new expense such as a teen driver that needs to be added to your policy a price quote is beneficial. Today, there is insurance for almost everything you can think of and often families are under insured. Let your insurer know if you have a college student who will be driving out of state or driving someone else’s vehicle. Know what your liability is if your student driver drives someone else’s vehicle (car or motorcycle). Recent weather storms have shed light on flood insurance, which can only be purchased through the federal government. Stay informed. You can gain basic knowledge on the internet. More specific information should come from your insurance company.
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel United Methodist Church (UMC) in Montross, VA. Rev. Dr. Taylor promotes best practices by teaching financial literacy workshops and currently serves as Finance Chair in the Rappahannock River District for the UMC. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.