You can receive a FREE copy of your credit annually from Experian, Transunion, and Equifax. You can request a FREE credit report quarterly from each company to monitor what is listed since the items may vary slightly. This is important especially if you plan to purchase a car or a home within the next year. Your credit report is used by creditors to decide what interest rate you will pay based on your credit history. Your credit report can used for purposes of employment, insurance, security clearance, and loans. The scoring is called the FICO score, which ranges from 300-850. A FICO score of 680 and higher is considered good. Your credit report is comprised of these five factors:
For more information visit: www.freecreditreport.com
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel, United Methodist Church on the Northern Neck in Montross, VA. Rev. Dr. Taylor promotes best practices for financial literacy and financial empowerment in the church and leads workshops throughout Northern Virginia. Currently, she serves as the Chair of the District Finance Committee. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, VA. Rev. Dr. Donna Taylor is married to Dr. David Taylor, who is also the Director of our church-based free clinic. They have two adult children and three grandchildren. In her leisure time, Rev. Dr. Taylor enjoys traveling, jogging, weightlifting, swimming, yoga, and interior decorating. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.